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Debt refers to an amount of money borrowed by one party from another. Debt is usually granted with an expected repayment which includes the repayment of original sum with interest. Corporations as well as individuals often use debt as a method for making big purchases which they cannot afford under normal circumstances.
The free and impartial service provided by Money Advice Service, is a set up by the Government. They provide service debt adjustment, debt counseling and information on credit. To know more, visit the government’s Money Advice Service, www.moneyadviceservice.org.uk
The Insolvency Service is an independent agency by the government. This agency has produced a guide known as 'In Debt - Dealing with your Creditors'. Read more